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The Operating System of Fiscal Trust

Bypass Smartways — a cloud-native SaaS platform that automates KRA eTIMS-compliant invoicing, receipt digitization, one-click VAT returns and immutable, HSM-signed audit trails — and converts verified compliance into access to VAT-backed liquidity for Kenyan SMEs. Bypass Smartways is the Operating System of Fiscal Trust for Kenyan SMEs.

We ingest transactional sources (POS, M-Pesa, bank feeds, ERPs), digitize paper receipts with our Advanced AI & ML-enabled OCR + human-in-loop validation, auto-sequence eTIMS-compliant invoices, and seal filings with HSM signatures into an append-only cryptographically-chained ledger — producing a tamper-evident audit trail regulators and financiers can rely on.

Beyond digital compliance automation, the platform continuously detects VAT refund entitlements and exposes Credit Underwriting / Liquidity APIs so banks and fintechs can underwrite consented VAT-bridge loans, refund advances and invoice factoring against provable compliance data. That transforms compliance from an operational cost into working capital and a new underwriting signal for lenders.

Automate Compliance.

Unlock Liquidity.

eTIMS Invoicing

Generate KRA-compliant invoices instantly from your dashboard, POS, or ERP. Every invoice is validated, serialized, and sealed with a hardware-secured signature—creating a verifiable audit trail regulators can trust.

Automate eTIMS invoicing, digitize receipts, and file one-click VAT returns — all from one secure, intelligent platform. Bypass Smartways unifies your financial workflow from receipts to refunds, turning compliance into a strategic advantage for mobile-first Kenyan SMEs aligned with KRA’s eTIMS regime.

Receipt Capture

Digitize and structure expense receipts with our Advanced AI & ML-enabled OCR + human-in-loop review. Extract tax fields, match to transactions, and eliminate manual data entry. Your receipts become searchable, auditable, and ready for automatic VAT reconciliation.

VAT Returns

One-click VAT automation. Compile, verify, and file VAT returns directly from verified invoice and receipt data—with real-time error detection and regulator-ready exports. Reduce submission time, eliminate mismatches, and stay consistently compliant.

Liquidity APIs

Compliance is now collateral. Our Credit & Liquidity APIs enable banks and fintechs to underwrite VAT-bridge loans and invoice factoring—using verified compliance data as proof of fiscal health. Your audit trail can now unlock working capital.

Turn Compliance Into Working Capital

KRA eTIMS is mandatory. We make it profitable.

Our approach

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Business Challenge Review

We help you realize the biggest challenges you're facing.

Data Collection and Preparation

Together, we'll collect and format all the relevant data.

Data Analysis

We dive deep into the data, and aim to understand the underlying why.

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Business Implementation

Implementation often happens in phases paired with vigorous testing.

Understanding the overarching trends of your business and overall market saves you time, money and energy in the long run, and can help you dominate your market.

How will you benefit?

Client insights
Increased efficiency
Process automation
Data-driven innovation
Market insights
Reduced costs

We’ve helped them

We've partnered with many household brand names to deliver insights and solutions to their problems with big data.

Happy clients

Don't just take our word for it – our clients frequently stay in touch with us and work with us on future projects that require big data insights.

John Bjerrand

I work in agricultural consulting, meaning that we often need to use big and complex datasets to justify expensive investments for our clients. Lilo's consultants helped us see the big picture with their visualization tools and expertise.

Anna Claudio

As the in-house supplier manager, it's sometimes had to understand which manufacturers work best for our needs. Lilo's data analysis helped us identify where we could save and which manufacturers worked the best for us in the long term.

Contact us

Whether you have a request, a query, or want to work with us, use the form below to get in touch with our team.

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